Georgia Regs TOC
TABLE OF CONTENTS
PAGE SECTION TOPIC
2 Section 7-1-1000 Definitions
9 Section 7-1-1001 Exemptions
16 Section 7-1-1001.1 Requirement for Mortgage Loan Originator License
18 Section 7-1-1002 Operating Without a License
22 Section 7-1-1003 Application for Licenses
23 Section
26 Section 7-1-1003.2 Financial Requirements for Licensing and Registration
26 Section 7-1-1003.3 Application for Registration
29 Section 7-1-1004 Repealed
30 Section 7-1-1003.5 Administration of Automated Licensing System
33 Section 7-1-1003.6 Privileged or Confidential Nature of Information
35 Section 7-1-1003.7 Approval of Mortgage Industry Related Courses
37 Section 7-1-1004 Investigation of Applicant and Officers; Education, Experience, Other Requirements
49 Section 7-1-1004.1 Reports of Condition
49 Section 7-1-1004.2 Licensee Challenges
49 Section 7-1-1004.3 Unique Identifier Required
51 Section 7-1-1005 Annual License Renewal
53 Section 7-1-1006 License: Contents of, Psoting, Transferring; New Name; Address Change; New Additional Office; Branch Manager Approval
56 Section 7-1-1007 Notice of Certain Actions
58 Section 7-1-1008 Change of Control
61 Section 7-1-1009 Books, Accounts, and Records
68 Section 7-1-1010 Annual Financial Statements
70 Section 7-1-1011 $6.50 Per Loan Fee
70 Section 7-1-1012 Rules and Regulations
72 Section 7-1-1013 Prohibition of Certain Acts
76 Section 7-1-1014 Disclosure Requirements
79 Section 7-1-1015 Rules Relative to Escrow Accounts
81 Section 7-1-1016 Advertising
PAGE SECTION TOPIC
83 Section 7-1-1017 Suspension or Revocation
88 Section 7-1-1018 Cease & Desist Orders
91 Section 7-1-1019 Criminal Penalties
91 Section 7-1-1020 Construction
91 Section 7-1-1021 Lock-In & Commitment Agreements
MORTGAGE DIVISION RULES - Page 93
94 80-5-1-.01 General. Amended
96 80-5-1-.02 License, Registration and Supervision Fees
103 80-5-1-.03 Examination, Supervision, Registration, Application and Other Fees
108 80-5-1-.04
112 80-5-1-.05 Other Charges and Fees
114 80-5-1-.06 Fees for Credit Unions
116 80-5-1-.07 License Renewal Periods
119 80-11-1-.01 Disclosure Requirements
125 80-11-1-.02 Advertising Requirements
128 80-11-1-.03 Place of Business Requirements
132 80-11-1-.04 Branch Managers
134 80-11-1-.05 Employee Background Checks
137 80-11-2-.01 Location Requirement and Minimum Retention Period
140 80-11-2-.02 Minimum Requirements for Books and Records
143 80-11-2-.03 Mortgage Loan Transaction Journal
145 80-11-2-.04 Mortgage Loan Files
145 80-11-2-.05 Repealed. Reserved
147 80-11-3-.01 Administrative Fines and Penalties
155 80-11-4-.01 Initial Experience and Education Requirements
161 80-11-4-.02 Approved Schools
163 80-11-4-.03 Licensing Requirements; Registrants; Exemptions; Term for Bond
163 80-11-4-.04 Temporary License
167 80-11-4-.05 Knowing Purchase,
PAGE SECTION TOPIC
MORTGAGE DIVISION RULES (Cont'd)
167 80-11-4-.06 Wholly Owned Subsidiaries of Lenders; Notification Statement
169 80-11-4-.07 Loan Processors as Brokers
173 80-11-4-.08 Restrictions on Employment and Licensing
176 80-11-4-.09 Challenges to Information Entered into the Nationwide Mortgage Licensing System and Registry
178 80-11-5-.01 Mortgage Loan Originator Licensure Requirements
182 80-11-5-.02 Books and Records Requirements; Examinations
184 80-11-5-.03 Licensed Location
186 80-11-5-.04 Renewals
190 80-11-5-.05 Administrative Fines Against Mortgage Loan Originators
193 80-11-5-.06 Administrative Actions; Nationwide Mortgage Licensing System and Registry Information Challenges
195 7-6A-1. Short Title
196 7-6A-2. Definitions
209 7-6A-3. Limitatons and Prohibited Practices
212 7-6A-4. "Flipping" a Home Loan; Costs and Fees
214 7-6A-5. High Cost Home Loans - Limitations and Prohibited Practices
221 7-6A-6. Claims and Defenses
223 7-6A-7. Violation of Chapter
228 7-6A-8. Enforcement
230 7-6A-9. Terms of Insurer Providing Insurance Through Financed Premiums
232 7-6A-10. Severability of Chapter
232 7-6A-11. Municipality or
234 7-6A-12. Application: Preemption by Federal Law
234 7-6A-13. Promulgation of Rules and Regulations
236 Georgia Attorney Preference Checklist
237 Tangible Net Benefit Worksheet
239 High Cost Home Loan Worksheet
